Hospital Indemnity
New for 2026!
Hospital Indemnity insurance pays a lump-sum benefit directly to you if you are hospitalized as the result of a covered illness, accident, or childbirth. This includes admission to an inpatient rehabilitation hospital. You can use that benefit payment as you see fit.
Your Coverage Options
You must elect coverage for yourself to elect coverage for dependents such as your spouse or children to age 26. Spouse/DP and child coverage cannot exceed 50% of your coverage amount.
| Covered Benefit | Benefit Amount |
|---|---|
| Regular Hospital Admission (1x) | $1,000 |
| ICU Supplemental Admission (1x) | $1,000 |
| Regular Hospital Confinement (3 total days) | $600 |
| ICU Supplemental Confinement (1 day) | $200 |
| Benefits paid by MetLife Group Hospital Indemnity Insurance |
$2,800 |
Benefit amount is based on a sample MetLife plan design. Plan design and plan benefits may vary.
What You’ll Pay for Coverage
| Tier | Bi-weekly |
|---|---|
| Associate Only | $6.76 |
| Associate + Spouse/DP | $15.81 |
| Associate + Child(ren) | $14.39 |
| Associate + Family | $19.53 |